Home mover contractor mortgage – what you need to know
Moving to a new home made easy.
High street lenders don’t really get contractors, but we do. If you already have a mortgage, we can speak to your mortgage provider and see if it’s possible to simply move it across to your new home. We can also try to increase its value to cover your new property.
What if I became a contractor after I took out my mortgage?
This is not a problem. It just involves finding the right Home Mover Mortgage for you. Don’t be put off by what high-street lenders may have said. They don’t deal in mortgages for contractors, but we do. We’ll select one that’s perfect for your needs and totally suited to your way of working.
What we can offer
- Access to a whole range of contractor-friendly Home Mover Mortgage lenders
- We’ll do all the paperwork and help you every step of the way
- We’ll deal with solicitors and estate agents to ensure a quick, smooth home-buying process
- We’ll find the very best deal for you
What you’ll need for your home mover mortgage
- A minimum deposit of 10% of the property’s purchase price
- Evidence of your current contract showing your daily rate
- Enough money to cover solicitor’s fees, survey fees, and stamp duty – we can give you an idea of how much this will be
- Three months bank statements showing your earnings
- Your latest CV, showing your employment history
- Proof of ID
Four Easy Steps.
1
Get to know you.
Before we do anything, we listen to you so we know how you work and what you need. It’s the only way to ensure we get the right product to fit your needs.
2
Discovery
Find what’s right for you.
Once we’ve built a profile of your needs, we’ll scour the market, speaking with lenders or insurers until we’re absolutely certain that what we recommend properly covers you.
3
Recommendation
We do all the paperwork.
We’ll take you through the finer points of everything, and once you’re happy, we’ll make all the arrangements to save you time and hassle.
4
Review
We keep looking after you.
We’ll keep in touch, checking in every year to make sure the product you have is still relevant. However, if your circumstances change, we’ll help you adapt.