With the changes to IR35 in the private sector taking place in April 2020, it could mean that Contractors will be faced with paying the same tax contributions as regular employees without the benefits of pensions, sick pay and holiday pay. This article breaks down how you can protect yourself against those challenges, whether you fall inside or outside of IR35.
Finding the right mortgage or protection is not easy. Working with an expert adviser takes away the hassle. Other benefits include saving time and money while feeling confident that you're getting the best mortgage or protection deal for you and your circumstances.
In the autumn budget it was announced that a new help to buy equity loan scheme will be launching in April 2021. They also announced that first time buyers of shared ownership homes in England and Northern Ireland won’t have to pay any stamp duty on the first £300,00 of any home that costs up to £500,000!
The Autumn 2018 budget was well anticipated by Contractors looking to learn about how and when IR35 would be rolled out to the private sector. In this article, we've broken down what happened in the budget and how it implicates Contractors navigating IR35 going forward.
To put it simply, remortgaging is the process of switching onto a new mortgage deal, whether it be with the same provider or a different lender. In doing so you could save money in the long run and request to borrow more for home improvements.
Securing your first mortgage is a big milestone in life! But there are a few things to double check before signing the dotted line. This article provides you with a checklist of things to be aware off before making your final decision.
These days, it is very easy to get 100's of quotes in a few minutes but one thing is missing - the support and guidance from an expert advisor. Don't let price be the key factor in your decision.
Writing your Life Insurance into trust as a Contractor means that your family could avoid inheritance tax & receive the maximum amount of funds possible - quickly! After all, to protect our family is why we get Life Insurance in the first place.
As a Contractor, it might not be fair that you pay the same amount of tax & national insurance as a full-time employee (considering you don’t benefit from pensions, holiday pay & sick pay!) but with IR35 for the private sector on the horizon, it's likely you soon will be. Here's how you can prepare for the changes.
Securing insurance as a Contractor doesn't have to be a minefield. All you need is the right advice. That's exactly where we can help. In this article, our expert advisors have answered some of the FAQs they receive from Contractors looking for insurance to protect their business and family.
You’ll have heard it before: moving house is one of the most stressful things you can do. With that encouraging thought ringing in your ears, we thought we’d compile a list for you on what to do before moving house, to make the process that little bit easier.
Find the answers to frequently asked questions about securing mortgages when you are a Contractor - answered by Broadbench's expert mortgage advisors.