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    Why Broadbench

    The majority of mortgage and insurance products aren’t designed for contractors. They’re designed for people in full-time jobs.

    They don’t reflect who you are or your financial situation. That’s where we can help.

    We’re contractor specialists and get what you do, and we only work with providers who understand that too. We also take out the hassle of organising mortgages and insurance so you can get on with what you do best.

    Get in touch 01202 700053

The antidote to the
‘computer says no’ culture.

Every contractor works differently, which means this isn’t about ticking boxes. We really get to know you, building a picture of who you are and your lifestyle.

Over the years we’ll be better placed to help you because we know you personally. Equally, we interrogate lenders and insurers about their products to make absolutely sure they’re right for you. We also take out the hassle of organising mortgages and insurance so you can get on with what you do best.

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Leave it to us

What if you can’t work?

The majority of insurance products that self-employed people take out don’t accurately cover their lifestyle. That’s because they’re designed for people in permanent jobs. Most contractors find this out too late – when they make a claim. They find it’s not enough to cover their mortgage, income or look after their loved ones.

Leave it to us.

We know what it’s like to be a contractor and specialise in finding insurance products that are a better fit for you. To do this, we take a more personal approach, getting to know you so we can get to the bottom of exactly what you would need should the unthinkable happen.

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Having problems getting a decent mortgage?

It’s not you, it’s them. Most high street lenders work on an old-fashioned model based on people in permanent, 9-to-5 jobs. So when they put your details into that model they don’t fit, and you either get turned down or don’t get the size of mortgage you were expecting.

Leave it to us.

We get what it’s like being a contractor. Plus, we know a lot of lenders who also get you. They have products that are more suited to who you are and the way you work. That’s why we calculate your mortgage offer based on your daily rate because it’s a more realistic of what you earn.

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Four easy steps.

1
Get to know you.

Before we do anything, we listen to you so we know how you work and what you need. It’s the only way to ensure we get the right product to fit your needs.

2
Find what’s right for you.

Once we’ve built a profile of your needs, we’ll scour the market, speaking with lenders or insurers until we’re absolutely certain that what we recommend properly covers you.

3
We do all the paperwork.

We’ll take you through the finer points of everything, and once you’re happy, we’ll make all the arrangements to save you time and hassle.

4
We keep looking after you.

We’ll keep in touch, checking in every year to make sure the product you have is still relevant. However, if your circumstances change, we’ll help you adapt.

Get in touch

Speak to an expert

For free personal advice

01202 700053

Email us

advice@broadbench.co.uk