Getting you on the property ladder for a lot less
Shared ownership means you buy a share in your home, taking out a mortgage for between 25% or 75% of the property’s value. The rest is paid as rent, which is subsidised by the Government. The deposit is also more affordable – around 5%. If you’re a contractor and want to take advantage of this scheme, we know a select range of lenders who specialise in shared mortgages for contractors.
What we can offer
- Find the best Shared Ownership Mortgage to suit you as a contractor
- We’ll do all the paperwork
- Help you every step of the way
- Deal with your solicitor and make everything as smooth as possible
What you’ll need for your shared ownership mortgage
- A 5% deposit
- To be accepted on a shared-ownership scheme
- The funds to cover solicitors fees, survey fees , stamp duty and the cost of moving
- Evidence of your current contract showing your daily rate
- Three months bank statements, showing your earnings
- Your latest CV showing your employment history
- Proof of ID
Four Easy Steps.
1
Get to know you.
Before we do anything, we listen to you so we know how you work and what you need. It’s the only way to ensure we get the right product to fit your needs.
2
Discovery
Find what’s right for you.
Once we’ve built a profile of your needs, we’ll scour the market, speaking with lenders or insurers until we’re absolutely certain that what we recommend properly covers you.
3
Recommendation
We do all the paperwork.
We’ll take you through the finer points of everything, and once you’re happy, we’ll make all the arrangements to save you time and hassle.
4
Review
We keep looking after you.
We’ll keep in touch, checking in every year to make sure the product you have is still relevant. However, if your circumstances change, we’ll help you adapt.