Shared ownership means you buy a share in your home, taking out a mortgage for between 25% or 75% of the property’s value. The rest is paid as rent, which is subsidised by the Government. The deposit is also more affordable – around 5%. If you’re a contractor and want to take advantage of this scheme, we know a select range of lenders who specialise in shared mortgages for contractors.
Before we do anything, we listen to you so we know how you work and what you need. It’s the only way to ensure we get the right product to fit your needs.
Once we’ve built a profile of your needs, we’ll scour the market, speaking with lenders or insurers until we’re absolutely certain that what we recommend properly covers you.
We’ll take you through the finer points of everything, and once you’re happy, we’ll make all the arrangements to save you time and hassle.
We’ll keep in touch, checking in every year to make sure the product you have is still relevant. However, if your circumstances change, we’ll help you adapt.