Buying your first home is tricky enough, but if you’re a contractor it can seem impossible with lenders wanting a year’s worth of accounts. Fear not, we’re specialists in this area and base our calculations on your daily rate, not your accounts. We also understand the different way contractors work, whether it’s as a limited company, a personal services company or an umbrella company. So there really is nothing to stop you.
Before we do anything, we listen to you so we know how you work and what you need. It’s the only way to ensure we get the right product to fit your needs.
Once we’ve built a profile of your needs, we’ll scour the market, speaking with lenders or insurers until we’re absolutely certain that what we recommend properly covers you.
We’ll take you through the finer points of everything, and once you’re happy, we’ll make all the arrangements to save you time and hassle.
We’ll keep in touch, checking in every year to make sure the product you have is still relevant. However, if your circumstances change, we’ll help you adapt.