Specialist mortgages for people with a poor credit history
What you need to know
It is possible to obtain a mortgage even if circumstances are preventing you from getting one at the moment. Issues affecting you could include: mortgage/loan/rent arrears; defaults; County Court Judgements (CCJ); Individual Voluntary Arrangements (IVA); discharged bankruptcy; and repossessions. The first step is to repair and improve your credit history.The overall cost for comparison is 8.7% APR.
We can help you
- We’ll help you deal with any of the above
- We work with a wide range of lenders who can help you repair and improve your credit rating.
- We can do all the paperwork
- We help you every step of the way
- We can work with your solicitors and estate agent to ensure a smooth home-buying process
We can also provide Debt Solutions
Many traditional lines of credit are no longer available for people who find themselves in challenging financial situations.
We offer a number of solutions to this problem, including:
- Debt Management Plans
- Individual Voluntary Agreements (IVA)
- Assisted bankruptcies
Bad Credit Mortgages/Debt Solutions, how does it work?



